VISADORM LLC

TERMS OF SERVICE, REGULATORY DISCLOSURE, PRIVACY POLICY & LEGAL DISCLAIMER

Effective Date: 01-03-2026

Mailing Address:
1441 Woodmont Ln NW #2121
Atlanta, GA 30318
United States

This address is for mailing purposes only and does not constitute a principal place of business.

PART I — TERMS OF SERVICE

Platform Overview
Non-Custodial Structure & Digital Asset Settlement
User Eligibility
Merchant Relationship
Fees & Smart Contract Logic
Dispute Resolution & Refund Limitations
Assumption of Risk
Limitation of Liability
Arbitration, Class Action Waiver & Governing Law
Entire Agreement

PART II — REGULATORY & RISK DISCLOSURE
11. Regulatory Compliance & Uncertainty
12. Stablecoin & Smart Contract Risks

PART III — KYC / AML COMPLIANCE
13. Compliance Measures, Identity Verification & Sanctions Screening

PART IV — PRIVACY POLICY
14. Information We Collect
15. Use of Information
16. Data Retention & Security
17. International Users & User Rights
18. Updates & Contact

PART V — CANCELLATION & REFUND POLICY
19. Overview
20. Service-Specific Rules
21. Refund Eligibility

PART VI — VISA DORM LEGAL DISCLAIMER & SELF-CUSTODIAL WALLET RESPONSIBILITY
22. Full Platform Disclaimer & Wallet Responsibility

PART VII — USER ACKNOWLEDGMENT & ACCEPTANCE
23. Voluntary Agreement

PART I — TERMS OF SERVICE

1. Platform Overview

Visadorm LLC (“Visadorm,” “Company,” “we,” “us,” or “our”) operates a decentralized digital marketplace platform connecting independent service providers (“Merchants”) with users (“Customers”).

The Platform provides:

Listing & marketplace infrastructure
Smart contract–based escrow and settlement logic
Communication and transaction facilitation

Disclaimer: Visadorm does not directly provide travel, immigration, legal, banking, or financial advisory services. All services are exclusively provided by independent Merchants.

2. Non-Custodial Structure & Digital Asset Settlement

Visadorm is a non-custodial platform. Users retain full control over funds and digital assets:

No fiat deposits or customer bank accounts are held
No pooling or custodial control of digital assets
Blockchain transactions are initiated, signed, and authorized solely by users

Supported Digital Assets:

USDC or other blockchain-based assets may be used as a unit of account, escrow reference, or settlement standard
Support of digital assets does not constitute exchange, brokerage, or investment services

3. User Eligibility

To access the Platform, users must:

Be at least 18 years old
Have legal capacity to enter binding agreements
Not be restricted under sanctions or applicable law

4. Merchant Relationship

Merchants are independent contractors. Visadorm:

Does not supervise operations
Does not guarantee service performance
Does not act as agent, broker, or fiduciary

No partnership, employment, agency, or joint venture is created.

5. Fees & Smart Contract Logic

Merchants set service pricing independently
Visadorm may charge platform fees
Escrow release conditions are automated via smart contracts
Funds cannot be redirected outside coded logic

6. Dispute Resolution & Refund Limitations

Visadorm may provide structured dispute tools
Responsibility primarily lies with Customers and Merchants
Refunds are not guaranteed; see Section V for full Cancellation & Refund Policy

7. Assumption of Risk

By using the Platform, users acknowledge and accept risks including:

Blockchain congestion, smart contract errors, stablecoin volatility
Merchant non-performance
Regulatory changes and cybersecurity risks
Irreversible blockchain transactions

8. Limitation of Liability

To the fullest extent permitted by law, Visadorm’s total liability is limited to:

$500 USD, or
Total platform fees paid in the previous three months

Visadorm is not liable for:

Visa, residency, or citizenship denial
Investment losses or financial damages
Smart contract malfunctions or wallet compromise
Stablecoin issuer actions

9. Arbitration, Class Action Waiver & Governing Law

Disputes resolved by binding arbitration under American Arbitration Association rules
Jury trial waived; no class actions permitted
Governed by New Mexico law, without regard to conflicts

10. Entire Agreement

These Terms constitute the entire agreement and supersede all prior agreements or understandings.

PART II — REGULATORY & RISK DISCLOSURE

11. Regulatory Compliance & Uncertainty

Digital assets and decentralized technologies are subject to evolving regulations (SEC, FinCEN, CFTC)
Regulatory changes may restrict digital asset usage, require licensing, or limit jurisdictional access

12. Stablecoin & Smart Contract Risks

USDC may depeg or become illiquid
Smart contracts may contain bugs or security vulnerabilities
Users are fully responsible for blockchain interactions

PART III — KYC / AML COMPLIANCE

13. Compliance, Identity Verification & Sanctions Screening

AML, fraud prevention, and sanctions measures may be applied
Users may be screened against OFAC and other sanction lists
Platform access may be restricted in case of suspicious activity

PART IV — PRIVACY POLICY

14. Information We Collect

Personal information: name, email, phone, government ID, business info
Blockchain information: wallet addresses, transaction hashes, smart contract interactions (publicly visible)
Device & usage data: IP, browser type, operating system

15. Use of Information

Information is used to:

Operate, maintain, and improve the Platform
Provide support and verify merchant identity
Prevent fraud and comply with legal obligations

We do not sell personal information.

16. Data Retention & Security

Retained only as needed for services, compliance, or dispute resolution
Users are responsible for wallet and private key security
Blockchain transactions are immutable

17. International Users & User Rights

Data may be processed in the U.S. or other jurisdictions
Users may access, correct, or request deletion where legally allowed
Blockchain records cannot be altered or erased

18. Updates & Contact

Privacy Policy may be updated periodically
Continued use constitutes acceptance
Contact: Visadorm LLC, 1441 Woodmont Ln NW #2121, Atlanta, GA 30318, United States

PART V — CANCELLATION & REFUND POLICY

19. Overview

Refunds are processed in USDC via self-custodial wallets
Visadorm has no direct access to user funds
A 24-hour timelock applies before initiating refunds, unless disputes arise

20. Service-Specific Rules

Accommodations: Cancel within the listing period; refunded after timelock
Tours & Activities: Provider policies determine refund eligibility
Visa & Residency: Refunds only if service has not yet started
Travel Insurance: Refunds depend on policy activation and insurer terms
Business Formation: Refunds only if service not progressed; government fees non-refundable

21. Refund Eligibility

Requests must be within stated cancellation windows
Eligibility depends on service type, provider terms, and service progress

PART VI — VISA DORM LEGAL DISCLAIMER & SELF-CUSTODIAL WALLET RESPONSIBILITY

22. Full Platform Disclaimer

Covers platform intermediary role, merchant responsibility, visa approval limits, investment disclosure, crypto risk, escrow limits, third-party integrations, sanctions, arbitration, and wallet responsibilities

Self-Custodial Wallet Responsibility:

Users are solely responsible for wallet security, private keys, and seed phrases
Visadorm cannot recover lost wallets or assets
Smart contract and merchant transactions are final unless otherwise agreed
Users acknowledge all blockchain, digital asset, and service risks

PART VII — USER ACKNOWLEDGMENT & ACCEPTANCE

23. Voluntary Agreement

By using the Platform, you confirm that:

You have read and understood this entire document
Your agreement to these Terms, Privacy Policy, Refund Policy, and Disclaimer is entirely voluntary
No one has forced or coerced you into accepting these terms
If you do not agree with any part of this document, do not accept it and refrain from using the Platform

Visadorm Terms of Service, Privacy Policy & Legal Disclaimer | Official Platform Policies